PERSONAL LOAN
Empower Your Dreams with Personal Loans
Why choose us for Personal Loan ?
"High Loan Amount"
Secure funding up to ₹1 Crores to meet your business needs.
"Complete Transparency "
Enjoy clear loan agreements ensuring complete transparency in all terms and conditions
"Collateral-Free Options"
Access funds without risking assets
"Flexible Repayment Tenure"
Choose repayment terms ranging from 5 to 20 years for added convenience.
Plan Your Finances with the Personal Loan EMI Calculator
Determine Your Personal Loan Eligibility
- Steady source of income.( min net salary Rs 30,000 in account)
- Good credit score more than 700+
- Age between 23 to 60 years.
- Employment: Salaried with a minimum of 3 years of job continuity.
- Maximum age of the 65 years at the time of matuarity of the Personal Loan.
Interest Rate
STARTING FROM
9.75%*
on Loan amount of 1 lakh up to 1cr onwards
Discover with Clear Classification
💼 Self-Employed Professional
- Doctor [MBBS, BDA],
- Lawyer [High Court, Supreme Court],
- Chartered Accountant,
- Architect Engineer.
🏬 Self Employed Non-Professional
- Service Provider,
- Trader,
- Manufacturing,
- Retailer.
💻 Salaried Category
- IT Professional,
- Government Employee,
- Corporate Employee,
- Teacher,
- Accountant.
Documents Categorized for your convenience
Self Employed Professional [SEP]
Self Employed Non-Professional [SENP]
Salaried Category
Loan Disbursement
> Disbursement will be made after the property has been technically appraised and all legal documentation has been completed.
> For purchase of house/ flat from an individual on resale, the loan amount will be paid in lump-sum to the seller at the time of transfer after confirming that the customer has paid his own contribution.
> For commercial property under construction, the loan amount will be disbursed in stages based on the progress of construction.
> A customer has to invest his proportionate share of the cost, prior to disbursement of loan. The loan can be disbursed either in lump sum or installments according to the requirement of the development authority/ society/ private builder.
Loan Repayment
Loan repayment is in Equated Monthly Installments [EMI] comprising of principal and interest through Post Dated Cheques or Electronic Clearance System over a maximum period of 15 years.
