MSME LOAN - Empowering Small Businesses.
Fuel Your Business Growth with MSME Loans
“Flexible loans tailored for Micro, Small, and Medium Enterprises to achieve your business goals.”
MSME loans are designed to fuel the growth of Micro, Small, and Medium Enterprises with quick funding, flexible repayment options, and minimal hassle to meet your business goals.
Why choose us for MSME Loan ?
"High Loan Amount"
Secure funding up to ₹1 Crores to meet your business needs.
"Expand Your Business"
Invest in equipment, technology, or staff.
"Quick Approvals"
Enjoy fast loan processing and quick disbursal to keep your plans on track.
"Collateral-Free Options"
Access funds without risking assets
Plan Your Loan Repayment with Ease
MSME Loan Eligibility
🏢 Business Type: MSME registered enterprise.
💰 Annual Turnover: Minimum ₹10 Lakhs (varies by lender).
📆 Age of Business: Operational for at least 2 years.
📈 Credit Score: Preferably 750 and above.
Interest Rate
STARTING FROM
9.75%*
On amount 10 lakh onwards*
Discover with Clear Classification
💼 Self-Employed Professional
- Doctor [MBBS, BDA],
- Lawyer [High Court, Supreme Court],
- Chartered Accountant,
- Architect Engineer.
🏬 Self Employed Non-Professional
- Service Provider,
- Trader,
- Manufacturing,
- Retailer.
💻 Salaried Category
- IT Professional,
- Government Employee,
- Corporate Employee,
- Teacher,
- Accountant.
Documents Categorized for your convenience
Self Employed Professional [SEP]
Self Employed Non-Professional [SENP]
Salaried Category
Loan Disbursement
> Disbursement will be made after the property has been technically appraised and all legal documentation has been completed.
> For purchase of house/ flat from an individual on resale, the loan amount will be paid in lump-sum to the seller at the time of transfer after confirming that the customer has paid his own contribution.
> For commercial property under construction, the loan amount will be disbursed in stages based on the progress of construction.
> A customer has to invest his proportionate share of the cost, prior to disbursement of loan. The loan can be disbursed either in lump sum or installments according to the requirement of the development authority/ society/ private builder.
Loan Repayment
Loan repayment is in Equated Monthly Installments [EMI] comprising of principal and interest through Post Dated Cheques or Electronic Clearance System over a maximum period of Loan Tenure.
