LOAN AGAINST PROPERTY
"Make Your Property Work for You."
🏠 Loan Against Property - An Overview
Loan Against Property allows you to unlock the true value of your property while retaining ownership. Whether it’s for expanding your business, funding personal goals, or managing unforeseen expenses, this loan offers flexible repayment terms and competitive interest rates. Enjoy high loan amounts with simple documentation and faster processing, ensuring a seamless borrowing experience. Secure your financial needs today while keeping your assets safe.
Why choose us for Loan Against Property Loan ?
"High Loan Amount"
Secure funding up to ₹10 Crores to meet your business needs.
"Flexible Repayment Tenure"
Choose repayment terms ranging from 5 to 20 years for added convenience.
"Streamlined Process"
Enjoy fast loan processing and quick disbursal to keep your plans on track.
"Simple Documentation"
Minimal paperwork ensures a hassle-free loan application process.
Interest Rate
STARTING FROM
9.75%*
On Loan Against Property of Non-Residential and Residential Property.
Calculate Your Loan Against Property EMIs Instantly
Loan Against Property Loan Eligibility
Here are the necessary eligibility requirements for securing a mortgage loan:
- Age: The age of the applicant should be between 21 to 65 years or retirement age.
- Employment Type: Both salaried and self-employed individuals are eligible.
- Credit Score: A minimum credit score of 730 or above is usually required for eligibility.
- Citizenship: Applicants must be Indian residents to qualify for a mortgage loan.
- Income Stability: Lenders assess the applicant’s income stability and may require proof of steady income for loan approval.
- Debt-to-Income Ratio: Lenders evaluate the applicant’s Debt-to-Income (DTI) ratio to ensure they can comfortably afford mortgage payments.
Discover with Clear Classification
💼 Self-Employed Professional
- Doctor [MBBS, BDA],
- Lawyer [High Court, Supreme Court],
- Chartered Accountant,
- Architect Engineer.
🏬 Self Employed Non-Professional
- Service Provider,
- Trader,
- Manufacturing,
- Retailer.
💻 Salaried Category
- IT Professional,
- Government Employee,
- Corporate Employee,
- Teacher,
- Accountant.
Documents Categorized for your convenience
Self Employed Professional [SEP]
Self Employed Non-Professional [SENP]
Salaried Category
Loan Disbursement
> Disbursement will be made after the property has been technically appraised and all legal documentation has been completed.
> For purchase of house/ flat from an individual on resale, the loan amount will be paid in lump-sum to the seller at the time of transfer after confirming that the customer has paid his own contribution.
> For commercial property under construction, the loan amount will be disbursed in stages based on the progress of construction.
> A customer has to invest his proportionate share of the cost, prior to disbursement of loan. The loan can be disbursed either in lump sum or installments according to the requirement of the development authority/ society/ private builder.
Loan Repayment
Loan repayment is in Equated Monthly Installments [EMI] comprising of principal and interest through Post Dated Cheques or Electronic Clearance System over a maximum period of Loan Tenure
