HOME LOAN
Your Dream Home, One Step Closer!
“Tailored home loans with competitive interest rates and flexible repayment terms.”
A home loan is a financial product that allows individuals to borrow money from banks or lending institutions to buy, build, or renovate a home.
Why choose us for Home Loan?
"Low Interest Rates"
Affordable rates that make owning a home easier.
"Flexible Tenure Options"
Choose repayment terms that fit your financial plan.
"Quick Approvals"
Fast processing to help you move in sooner.
Estimate Your EMIs for a Stress-Free Home Purchase :
Interest Rate
STARTING FROM
8.70%*
On Home Loan purchase
" Discover with Clear Classification "
💼 Self-Employed Professional
- Doctor [MBBS, BDA],
- Lawyer [High Court, Supreme Court],
- Chartered Accountant,
- Architect Engineer.
🏬 Self Employed Non-Professional
- Service Provider,
- Trader,
- Manufacturing,
- Retailer.
💻 Salaried Category
- IT Professional,
- Government Employee,
- Corporate Employee,
- Teacher,
- Accountant.
Documents Categorized for your convenience
Self Employed Professional [SEP]
Self Employed Non-Professional [SENP]
Salaried Category
Loan Disbursement
> Disbursement will be made after the property has been technically appraised and all legal documentation has been completed.
> For purchase of house/ flat from an individual on resale, the loan amount will be paid in lump-sum to the seller at the time of transfer after confirming that the customer has paid his own contribution.
> For commercial property under construction, the loan amount will be disbursed in stages based on the progress of construction.
> A customer has to invest his proportionate share of the cost, prior to disbursement of loan. The loan can be disbursed either in lump sum or installments according to the requirement of the development authority/ society/ private builder.
Loan Repayment
Loan repayment is in Equated Monthly Installments [EMI] comprising of principal and interest through Post Dated Cheques or Electronic Clearance System over a maximum period of Loan Tenure.