MUTUAL FUND
Let Your Money Work for You with Mutual Funds.
What is a Mutual Fund?
A Mutual Fund is a professionally managed investment vehicle that pools money from multiple investors to invest in various financial instruments like stocks, bonds, and other securities. Each investor owns units in the fund, representing a portion of its holdings.
Why Invest in Mutual Funds?
Diversification:
- Spread your investments across different assets, reducing risk.
Professional Management:
- Fund managers handle investment decisions, ensuring expertise-driven portfolio management.
Affordability:
- Start investing with as little as ₹500 via SIP (Systematic Investment Plan).
Variety:
- Options like equity, debt, hybrid, and sectoral funds cater to diverse financial goals and risk appetites.
Liquidity:
- Open-ended funds allow redemption anytime (except for ELSS, which has a lock-in period).
Tax Efficiency:
- ELSS (Equity-Linked Savings Schemes) offer tax benefits under Section 80C of the Income Tax Act.
Who Should Invest in Mutual Funds?
- Beginners looking to start with small investments.
- Those who prefer professional management.
- Investors aiming for diversified portfolios with manageable risk.