SME Insurance

FIRE INSURANCE
GROUP HEALTH INSURANCE
BUSINESS SHIELD SME
GROUP PERSONAL ACCIDENT
EMPLOYEE’S COMPENSATION INSURANCE

SME INSURANCE

Empower Your Business with Tailored SME Insurance Solutions

“Comprehensive coverage to protect your business, employees, and assets from unforeseen risks.”

SME Insurance (Small and Medium Enterprises Insurance) is a tailored insurance solution designed to protect small and medium-sized businesses from financial risks. SME insurance offers a range of coverage options that help safeguard both the business’s assets and operations.

Why Does Your Business Need Insurance?

"Risk Mitigation"

Insurance helps mitigate these risks and provides financial protection, reducing the impact of such events on the business.

"Business Continuity"

In the event of unexpected disruptions, such as fire or natural disasters, SME insurance helps keep the business afloat by covering repair costs, loss of income, and recovery expenses.

"Employee Protection"

Workers’ compensation and health insurance plans ensure your employees are covered for workplace injuries and health-related issues, which improves employee morale and reduces legal liability.

"Legal Compliance"

Many countries require SMEs to have specific forms of insurance, such as workers’ compensation or liability coverage, to meet legal obligations.

Types of Coverage Offered

FIRE INSURANCE

Fire insurance is a type of property insurance that provides financial coverage for damages or losses caused by fire. It covers the cost of repairing or replacing property, including buildings, machinery, or inventory, and may also include protection against associated risks like explosions or smoke damage.

GROUP HEALTH INSURANCE

Group health insurance is a type of health coverage provided by an employer, typically employees or members. It offers benefits like hospitalization, medical expenses, and preventive care, often at lower premiums compared to individual plans, ensuring affordable healthcare for all members.

BUSINESS SHIELD SME

Business Shield SME is an insurance policy designed to protect small and medium enterprises (SMEs) from various risks. It offers comprehensive coverage for property damage, business interruption, liability, employee benefits, and specific industry-related risks. This policy ensures financial stability and business continuity during unforeseen events.

GROUP PERSONAL ACCIDENT

Group Personal Accident insurance provides financial protection to a group, such as employees of a company, against accidental injuries, disabilities, or death. It offers benefits like medical expense reimbursement, disability compensation, and a lump-sum payout to the nominee in case of accidental death, ensuring financial support during emergencies.

EMPLOYEE'S COMPENSATION INSURANCE

Employee’s Compensation Insurance, also known as Workers’ Compensation, provides financial coverage for employees in case of work-related injuries, illnesses, or death. It covers medical expenses, loss of wages, and legal liabilities of the employer, ensuring support for employees while protecting employers from financial risks.

VEHICLE INSURANCE

Vehicle insurance provides financial protection against losses or damages to a vehicle due to accidents, theft, natural disasters, or third-party liabilities. It includes third-party liability coverage (mandatory) and comprehensive coverage for the insured vehicle and owner. It ensures legal compliance and financial security for vehicle owners.

Insurance Tailored to Your Industry

Retail – Comprehensive coverage for shops, malls, and online businesses, safeguarding your inventory, premises, and liabilities.

Manufacturing – Tailored plans to protect factories and workshops from machinery breakdowns, damage, and operational risks.

Technology – Specialized insurance for IT companies, covering cyber risks, equipment damage, and employee health.

Hospitality – Reliable protection for hotels, restaurants, and resorts, ensuring safety for your property, staff, and guests.

Healthcare – Coverage for clinics and hospitals, including malpractice, property protection, and employee insurance.

Logistics – Custom insurance for transporters and fleet operators, covering vehicles, cargo, and third-party liabilities.

How to Get Insured in 3 Simple Steps

Share Your Business Details – Provide information about your business type and needs.

Get a Tailored Quote – Receive customized plans based on your requirements.

Secure Your Policy – Complete payment and enjoy comprehensive protection.